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NewsTopic · 韩国全民AI项目Quick take1 min readDisconfirmAI Editorial

South Korean Credit Card Firms Plan to Launch Agent Payments in National 'Everyone's AI' Project

Several South Korean credit card companies are attempting to integrate AI agent payments into the government-led 'Everyone's AI' project, with a target launch date of the first half of next year.

2026-10-25 15:00 GMT+8

According to a report by ETNews, several South Korean credit card companies plan to integrate artificial intelligence (AI)-driven agent payment systems into the 'Everyone's AI' national project led by the Ministry of Science and ICT. The project is driven by three consortia involving SKT, Kakao, and KT, aiming to create a new payment ecosystem by combining commerce with AI infrastructure.

Participating firms include Shinhan Card and Hana Card (under the SKT consortium) and BC Card (under the KT consortium). While other card issuers such as Samsung Card and KB Kookmin Card are conducting various forms of AI agent payment verification outside these specific consortia, the overall goal is to launch formal AI agent payment services in the first half of 2027. Currently, the 'Everyone's AI' project is in beta testing but does not yet include financial payment functions; basic features are scheduled for official release in December, with financial services expected to be added incrementally next year.

Sources

  • etnews.com미래를 보는 창 - 전자신문↗
Topic

韩国全民AI项目

韩国科学技术信息通信部(MSIT)主导的“全民AI”(Everyone's AI)项目正加速落地,旨在通过国产模型降低对外依赖并实现普惠服务。2026年7月,政府公布计划,要求入选企业使用超50%国产模型,并于9月选定SKT、Kakao和K…

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3 steps1 piecesUpdated 2026-10-26 11:43

How it got here

  1. 2026-07-21韩国科学技术信息通信部举行“全民AI”项目说明会,宣布将于8月11日前接收提案,计划提供512块NVIDIA B200 GPU支持,要求国产模型占比超50%,目标9月底Beta测试、12月正式上线。asiae.co.kr ↗
  2. 2026-09-04韩国科学技术信息通信部与SKT、Kakao、KT三家财团签署协议并举行启动简报会。SKT主打电话/短信入口的行动型AI,Kakao依托KakaoTalk整合LG模型,KT嵌入Daum搜索。政府承诺明年预算2500亿韩元支持服务成本。biz.chosun.com ↗
  3. 2026-10-26据电子新闻报道,韩国多家信用卡公司(如Shinhan, Hana, BC等)正尝试将AI代理支付接入“全民AI”项目,计划于2027年上半年正式推出服务,以拓展新的支付收益来源。etnews.com ↗

What is still unsettled

  • “全民AI”项目在12月正式上线后,其国产模型的实际性能表现能否满足用户预期?
  • 信用卡公司推出的“代理支付”功能是否会在明年上半年如期落地,且如何平衡数据安全与便利性?
  • 政府未公开详细评分排名的决定,是否会持续引发落选财团或公众对选拔公平性的质疑?
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