Coinbase AI Head Lincoln Murr on Agentic Finance

Lincoln Murr, head of AI product at Coinbase, explores the emerging field of "agentic finance" in the latest episode of the AIE CODE podcast. He details how AI agents not only pay with money but also manage and grow it through simple instructions. Murr traces Coinbase's technical path from AgentKit, an early experiment giving AI a wallet, to x402, an open standard built on the long-unused HTTP 402 "payment required" code.

According to the episode description, x402 now handles hundreds of millions of agent transactions per month, indicating rapid adoption of this infrastructure. Murr also discusses microtransactions as a potential replacement for the ad economy and scenarios where agents execute trades via voice commands. He emphasizes that trust is earned step by step, with AI serving as the enabler rather than the product itself. For readers interested in AI infrastructure, automated payment protocols, and agent economic models, this episode offers key perspectives and real-world examples from a frontline builder.